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Bitcoin Interest

What is Bitcoin Interest?

Bitcoin Interest ("BCI") is a competitive staking cryptocurrency focusing on three key areas Technology, Community, and Savings. Our blockchain has new integrated savings technology that allows our users to safely park their coins and earn interest payments without ever moving coins from their wallets.

Don't Risk Your Coin Holdings

Unlike other interest payment platforms that require you to send your coins to them, Bitcoin Interest is the first fully decentralized interest payments platform that will never ask you to send your coins anywhere! With our advanced interest technology you can hold your coins in your own wallet and receive interest payments with absolutely no risk to you. You'll never be required to trust your coin holdings with anyone again!

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Bitcoin Interest is built using the latest technology, focusing on speedy frictionless transactions. Bitcoin Interest can handle many transactions per second while reducing the bottlenecks and lag of the legacy version of Bitcoin.

Bitcoin Interest


Our community recognizes that to have a viable and robust ecosystem that the miners must be treated with fairness and respect. Bitcoin Interest is an enhanced Proof of Work ("PoW") Equihash algorithm and will start off with a much lower mining difficulty than Bitcoin allowing the miners in our community to benefit from higher rewards. By utilizing GPU mining, we will see a more decentralized network as we will not be excluding any of the smaller miners. Bitcoin Interest wants to minimize the advantage that specialized hardware miners (such as ASICs) have over commodity hardware setups.

Bitcoin Interest


Our advanced savings technology allows our coin holders to safely park their coin holdings in their own wallets. Users can earn weekly or monthly interest payments in the form of Bitcoin Interest ("BCI") coins with absolutely no risk of losing their BCI coin holdings.

Bitcoin Interest


Bitcoin Interest has a well-rounded team; Our Engineers have deep knowledge of Cryptography and Decentralized Systems. We do not Control Bitcoin Interest, nor do we control the mining or distribution of Bitcoin Interest. Our community contributes to the decentralization, helping to protect it from failure. We launched Bitcoin Interest to help the community of miners and coin holders alike, as they are the ones that continue to drive this industry towards success.

How It Works

Storing your wealth in Bitcoins translates into missing out on one of the most significant benefits of traditional banking: interest payments. Users can now earn interest payments in a decentralized manner by parking their Bitcoin Interest ("BCI") coins for a set period time. Here's how it works:

  1. Interest Pool - Every Bitcoin Interest ("BCI") block has two rewards; 12.5 BCI coins are generated for the miners for their participation in solving the block, and an additional 1.08 BCI coin reward is generated and sent to the interest pool to facilitate interest payments. This is achieved through what we call, "Enhanced Proof of Work" using the Equihash algorithm. The interest pool reward will start at 1.08 BCI coins and will decrease to 0.54 BCI coins as our block height increases. This setup will ensure that interest payments are always available for those that choose to participate in parking their BCI coins.  
  2. Interest Rates - The best part of Bitcoin Interest ("BCI") is that there is no set interest rate. The interest rate depends on two things: How many BCI coins you park, and how many other BCI coins are parked in the active interest round. After parking your coins, our system will continuously check to ensure that they are parked for the entirety of the interest round. At the end of the round, the system will proportionally distribute the balance of the interest pool to those who parked their coins. As an example: If I was to park 100 BCI coins for the entire duration of the round, and there were a total of 1000 BCI coins parked, then I would receive 10% of the interest pool balance once the round has finished.
  3. Two Interest Cycles - With Bitcoin Interest ("BCI") you can choose either a weekly or monthly interest period to park your coins and claim your share of the collective interest pool. When you decide to park your BCI coins you agree to not move your coins until the current round has ended. If you choose to move your BCI coins before the round has ended, you will not receive an interest payment which is why it is in your best interest to lock in your coins for the duration of the round. Each block that is solved generates 12.5 BCI coins to reward the miners, and with every block that is solved an additional 1 BCI coin is generated and placed into the interest pool to facilitate interest payments. The Weekly interest round uses 30% of the interest pool balance for payouts while the Monthly interest round uses the remaining 70% of the pool balance for payouts.


Bitcoin (BTC)

Bitcoin Interest (BCI)

Bitcoin Cash (BCH)
21,000,000 22,300,000 21,000,000
PoW SHA256 Enhanced PoW Equihash PoW SHA256
Mining Hardware
Block Interval
10 Minutes 10 Minutes 10 Minutes
Unique Address Format
No Yes No
Block Size
1M (2-4M) 1M (2-4M) 8M (8M)
Difficulty Adjustment
2 Weeks Every Block 2 Weeks + EDA
Segwit Support
Yes Yes No
Replay Protection
No Yes Yes
Earn Interest Payments
No Yes No



BCI Core Wallet for Windows
Download 64-bit
Download 32-bit

BCI Core Wallet for Mac

BCI Core Wallet for Linux
Download 64-bit

Source Code

Bitcoin Interest Source
View Source Code on Github


Miner for NVidia Graphics Cards
Download Mirror 1

Miner for AMD Graphics Cards
Download Mirror 1

Configuration Guide
How to configure your miner
Download Mirror 1

*Note: The mining software was tested with newer graphics cards, we can not guarantee that the software will work with all graphics cards.


Mining Pools

BCI Mining Pool
Official Bitcoin Interest Pool
Pool URL:
Username: BCIAddress.IdentifyingUsername
Password: AnyPassword
Pool Stats URL:

Block Explorers

How to Claim Your BCI Coins


This tutorial will show you how to claim your BCI coins by exporting your private key from your bitcoin wallet and then by importing it into the Bitcoin Interest wallet. This method is a very fast and simple way to claim your BCI coins.

*Note: We will be using the Electrum bitcoin wallet for this tutorial, but the information in this tutorial can be applied to the majority of the bitcoin wallets out there. If you can export your private keys from your bitcoin wallet, then this tutorial will work for you.

Safety Precaution: Move your Bitcoin balance to a new BTC address before importing your private key into your Bitcoin Interest wallet. You should never trust importing your private key anywhere, this is how you avoid any risk.

NOTE: If you receive this error "Error: Please enter the wallet passphrase with walletpassphrase first. (code -13)" then you will need to type the following command to unlock your wallet for 120 seconds to proceed with the other commands:
walletpassphrase YOURPASSWORD 120

1. Find the option to export your private key, in electrum; there are two ways to export the private key.

A. Wallet > Private Keys > Export
This will export ALL of your private keys in this format: BTCADDRESS PRIVATEKEY

B. Under the "Addresses" tab, right click on the BTC address and click Private Key.

Note: If you have multiple addresses you can filter to display only the addresses that have been 'Used' under the "Addresses" tab you will find a dropdown box with different filters. Even if the addresses have 0 balances at this moment in time, it might be worth the effort to import all of the addresses that have had transactions into the Bitcoin Interest wallet as you might find that you will obtain more BCI coins this way.

2. Copy the private key that you would like to import into the Bitcoin Interest wallet.

3. Open the Bitcoin Interest wallet and click on the Help > Debug Window menu.

4. Click the 'Console' tab under the debug window interface, and type the following command (Make sure to replace YOURPRIVATEKEY with your copied private key) and press enter:
importprivkey YOURPRIVATEKEY

5. You will see a dialog box pop up that says "Rescanning" this can take a few hours to complete. Once it has completed you should see a new BCI balance reflect in your Bitcoin Interest wallet and you should see a new BCI address added under "Receiving Addresses" File > Receiving Addresses. You can complete this task for as many private keys as you wish.

6. If you would like to see how much BCI was added to your wallet for that specific private key you can do so by copying the new BCI address that was added to "Receiving Addresses" File > Receiving Addresses - and then pasting that BCI address under the "Transactions" tab into the filtering box as shown below.


Active Partner


Lars Mapstead

"Legendary Lars"

Aaron Mathis

"The Codefather"

Nicholas Dooley


Manuel Gonzalez Garcia

"The MexiCAN"


Bitcoin Interest is peer-to-peer electronic cash for the Internet. It is fully decentralized, with no central bank and requires no trusted third parties to operate. It will also pay you interest for simply parking your coins for set time period.

Yes, Bitcoin Interest is an enhanced Proof of Work Equihash algorithm that can be mined with a GPU.

Mining Pools will be announced soon.

Yes. Bitcoin Interest is the continuation of the Bitcoin project as peer-to-peer digital cash. It is a fork of the Bitcoin blockchain ledger with upgraded consensus rules that allow the user to earn income from their parked coins.

If you held Bitcoin at the time Bitcoin Interest was created you received a 1 to 1 swap from Bitcoin to Bitcoin Interest. This means that Bitcoin holders at block 505083 now have the same amount of Bitcoin Interest as they had in Bitcoin. If your Bitcoins are stored by a third party then you must inquire with them about your Bitcoin Interest coins.

Any transactions after block 505083 ledger split are completely separate between Bitcoin and Bitcoin Interest. This means any Bitcoin acquired after the split does not include any Bitcoin Interest, and any Bitcoin Interest does not include any Bitcoin.

You must first register for an account on the Bitcoin Interest website. You can park your coins by choosing an interest pool cycle of either Weekly or Monthly. If you happen to join the interest pool round after it has started you will only be eligible to receive interest for the remaining days. If you move your parked BCI coins out of your wallet before the interest pool round has ended, you will not receive your interest payment.

Yes, your parked BCI coins are safe. You can park your BCI coins from your desktop wallet and our system will check your assigned BCI address to make sure your parked balance has not changed. Bitcoin Interest will never hold or control your BCI coins, you are always in full control of your holdings!

Bitcoin Interest addresses will start with either the letters i or A to clearly distinguish from Bitcoin addresses which start with 1 and 3. This will prevent people from mistakenly sending to incorrect addresses.

The legacy Bitcoin code gives you no rewards for holding your coins while most financial options offer you the opportunity to generate interest on your savings. Bitcoin Interest was created to provide you with a safe, decentrilized and profitable alternative for storing your wealth.

Bitcoin interest will retain 1.3 million Bitcoin Interest ("BCI") coins which may be utilized in the following ways:

1. Funding the monthly interest pool for the first year with the following amounts:
First Month: 5,000 BCI coins added to the pool
Second Month: 4,000 BCI coins added to the pool
Third Month: 3,000 BCI coins added to the pool
Fourth Month: 2,000 BCI coins added to the pool
Rest of Year: 1,000 BCI coins added to the pool only if the pool is below 3,000 BCI coins, other wise no BCI coins will be added.

2. Paying costly exchange fees to list Bitcoin Interest ("BCI") trading pairs.

3. An extensive marketing campaign to promote early adoption of Bitcoin Interest.

4. Continuous Bitcoin Interest improvements and development costs.

5. Paying ongoing server maintenance costs.

To claim your BCI coins after the fork, insert your BTC private key into your BCI wallet. Another option would be to transfer your BTC to an exchange that will be supporting the Bitcoin Interest fork at launch and simply hold your BTC there. They should credit your account automatically after the fork. Please contact the exchange to ensure they will be supporting the BCI fork.

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